Probate & insurance Valuations
PROFESSIONAL AND RELIABLE PROBATE and insurance VALUATIONS
We provide valuations for standard household contents through to specialist collections of antiques, jewellery, fine art and collectors items.
covering derbyshire, the midlands and the uk
Our probate service
Our probate service is comprehensive, and as an independent practice we are uniquely placed to offer advice and guidance throughout the process.
We undertake independent valuations of personal effects and household contents under Section 160 of the Inheritance Tax Act 1984.
The reports are for both executors and solicitors who are acting on behalf of a deceased estate, in compliance with the requirements of HM Revenue and Customs (HMRC).
Beyond valuations, we offer assistance with house clearances and the sale of items by auction, providing support throughout the entire process.
For more information or to discuss your specific requirements, please contact us at valuations@isabelmurtough.com or call 07754 702771.
We are here to assist you during this challenging time.
Our Fees
Our fees are £175 for the first hour and £75 for each hour thereafter.
Travel charged at 45p per mile.
Our probate service includes:
A digital PDF copy of the valuation sent directly to you and any executors.
A digital PDF copy sent to your solicitor.
Travel to any location in the UK.
Jewellery appraised by a Fellow of Gemmological
Association of Great Britain.
Please get in touch to discuss your requirements.
We understand that probate valuations often come at a difficult time.
We therefore ensure a timely and sympathetic service.
insurance valuations
We carry out valuations for insurance purposes ranging from household contents, to single items or small collections. We will discuss your specific requirements to produce a report that meets your needs, and the criteria set by your insurance company.
The majority of leading insurance companies require a regularly updated insurance valuation in line with market fluctuations in values. We advise clients to ensure that their art, jewellery, and antiques valuations are kept up to date to ensure that, in the unfortunate event of a claim, adequate compensation is made.
A regularly updated valuation will ensure your policy reflects accurate insurance premiums and facilitate the settlement of any claims.
Our fees are calculated on an hourly basis as with our probate services. A set fee can be agreed for single items.
Our report takes the form of an inventory. It is easy to follow, with each item listed on a room-by-room basis. Every entry, where appropriate, has a full description with measurements, a supporting photograph and valuer’s notes. Insurance values accompany every listed item, with the report ending by way of a summary and a statement of the collection’s total value for insurance purposes.
Please contact us to discuss your requirements.
inventory services
Jewellery often holds deep sentimental and financial value, making it essential to keep track of your collection. Creating and maintaining a jewellery inventory is a simple yet valuable step in protecting your possessions. Whether for insurance, security, or estate planning, having a well-documented record gives you peace of mind.
The Benefits of a Jewellery Inventory
Simpler Insurance Claims
If your jewellery is lost, stolen, or damaged, an inventory provides clear documentation for your insurer. Having detailed descriptions, photos, and valuations can speed up the claims process and ensure proper compensation.
Accurate Valuation & Coverage
An inventory helps determine whether your current insurance coverage is adequate. Without it, you may underestimate the value of your collection, leaving you underinsured in case of loss.
Simplified Estate Planning
For those who wish to pass down jewellery as an inheritance, an inventory ensures clarity on what pieces exist and their values. This can help avoid family disputes and make distribution easier.
Protection Against Theft
Should your jewellery be stolen, an inventory provides police with detailed information to aid recovery efforts. Serial numbers, photos, and descriptions increase the chances of getting your items back.
Efficient Organisation
A well-maintained jewellery inventory prevents misplaced or forgotten pieces. It allows you to track ownership, purchases, and maintenance records efficiently.
Please contact us to discuss your requirements.
estate planning for your jewellery:
Preserving your legacy
Your jewellery tells a story—one of love, milestones, and personal style. Estate planning ensures that these cherished pieces are passed on according to your wishes, making the process smooth for your loved ones.
A well-documented jewellery estate plan helps:
Avoid Disputes
Clearly outlining who inherits each piece prevents misunderstandings.
Ensure Fair Distribution
Whether dividing by sentimental or financial value, planning helps balance fairness.
Simplify Legal & Tax Matters
Proper documentation makes estate administration easier and more efficient.
By taking the time to inventory and plan for your jewellery, you’re preserving not just valuable assets, but the memories and meaning behind them.
Please contact us to discuss your requirements
derbyshire | Nottinghamshire | leicestershire | staffordshire | yorkshire | Shropshire
rutland | warwickshire | Gloucestershire | oxfordshire | Cheshire | greater manchester
and beyond
Probate or insurance Valuation Enquiry
If you would like to ask us a question about probate or insurance valuations, or would like to make an appointment, please use this form to contact us.
Alternatively,